This photo shows a mortgage loan advertisement outside a bank in Seoul on Feb. 20. Yonhap

The delinquency ratio on loans extended by banks in Korea rose from a month earlier in January, data showed Friday.

The delinquency ratio on banks' won-denominated loans stood at 0.45 percent as of end-January, up 0.07 percentage point from a month earlier, according to the data from the Financial Supervisory Service (FSS).

The reading marks a 0.14 percentage-point increase from the same month last year.

The amount of newly overdue loans came to 2.9 trillion won ($2.16 billion) in January, up 700 billion won from 2.2 trillion won tallied the previous month.

The amount of paid-off loans, on the other hand, dropped 2.7 trillion won to 1.3 trillion won over the cited period, according to the FSS.

The delinquency ratio for corporate loans came to 0.50 percent as of end-January, up 0.09 percentage point from a month earlier, while the ratio for household loans added 0.03 percentage point to 0.35 percent over the same period. (Yonhap)