From left, JB Financial Group Chief Strategy Officer Park Jong-choon, National Credit Information Centre of Vietnam (CIC) Deputy Director General Le Anh Tuan, CIC Chairman Cao Van Binh and NICE Information Service Director Kim Jong-yoon pose after signing a trilateral memorandum of understanding (MOU) on cross-border credit information sharing in Hanoi, Vietnam, Monday. The MOU aims to enhance the financial access of customers in each country. For instance, a Vietnamese customer can use his or her credit information from Vietnam to apply for JB's financial service and use their credit record accumulated in Korea when they return to Vietnam. Courtesy of JB Financial Group